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Florida Injury Attorney Blawg

Jeffrey P. Gale, P.A. // Important Florida Motor Vehicle Insurance Policy Coverage Tidbit
Jeffrey P. Gale, P.A.

Unless otherwise prohibited by law, the terms of a Florida motor vehicle insurance policy govern the rights and obligations of the parties—the insurance carrier and the insureds. Florida’s Dangerous Instrumentality Doctrine is a long-standing legal principle that makes the owner of a motor vehicle vicariously liable for injuries caused by someone else driving that vehicle…

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Jeffrey P. Gale, P.A. /// Cause of Action Under “Assisted Living Facilities Act” Arising From Intentional Tort
Jeffrey P. Gale, P.A.

The purpose of the “Assisted Living Facilities Act,” contained in Chapter 429 of the Florida Statutes, is to “promote the availability of appropriate services for elderly persons and adults with disabilities in the least restrictive and most homelike environment, to encourage the development of facilities that promote the dignity, individuality, privacy, and decisionmaking ability of…

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Jeffrey P. Gale, P.A. /// The Shifting Legal Landscape of Employment Discrimination Cases
Jeffrey P. Gale, P.A.

Although our law firm does not handle employment discrimination cases, we frequently refer such matters to excellent attorneys. Recently, however, I came across a particularly insightful and well-written Florida Bar Journal (volume 99, No. 4 July/August 2025) article by Attorney James Poindexter, which inspired me to write this blog. Employment discrimination cases are primarily grounded…

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Jeffrey P. Gale, P.A. // Florida Workers’ Compensation: 2025 Legislative Session Recap
Jeffrey P. Gale, P.A.

This blog is a verbatim repost, title and all, of an excellent article recently published in the Florida Workers’ Advocates internet Newsletter. The author: Justyn Needel, Legislative Specialist at Injured Workers Pharmacy. ********************************************** The 2025 legislative session in Florida was far from ordinary. Lawmakers reconvened for a special session, which concluded on June 15, 2025, to address…

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Jeffrey P. Gale, P.A. // Insurance Companies, Policyholders, and the Never-Ending Battle Over Claims: A Look at State Farm v. Curran
Jeffrey P. Gale, P.A.

I have blogged extensively on the constant tug-of-war between insurance companies and their insureds when it comes to claims handling. While insurers are relentless in demanding timely premium payments, their approach to claims is often summarized in two words: delay and deny. Insurance carriers have an arsenal of tools designed to execute this strategy. Examinations…

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Jeffrey P. Gale, P.A. // The Risks and Realities of Cash Advance Funding in Florida Injury Cases
Jeffrey P. Gale, P.A.

The competition to advance money to individuals injured in accidents is intense, driven by the prospect of a high return on investment. Numerous companies, including large national players, engage in this market, offering what is known as “non-recourse funding advances.” Because the only collateral is the injury claim itself—whether a workers’ compensation or personal injury…

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Jeffrey P. Gale, P.A. // Fundamentals Matter — Proximate Cause
Jeffrey P. Gale, P.A.

In every negligence action for personal injury or wrongful death, the plaintiff must establish three core elements: (1) a duty owed by the defendant; (2) a breach of that duty; and (3) that the breach proximately caused the claimed damages. While duty and breach often dominate attention, proximate cause is the element that connects wrongdoing…

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Jeffrey P. Gale, P.A. // Election of Remedies in Florida: The Point of No Return
Jeffrey P. Gale, P.A.

Some legal wrongs give the aggrieved party more than one avenue of redress. A common example arises when an injured person must choose between pursuing a remedy under common law or seeking benefits under Florida’s Workers’ Compensation Law, Chapter 440, Florida Statutes. However, once a path is chosen and pursued past a certain threshold, the…

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Jeffrey P. Gale, P.A. // Florida Workers’ Compensation: Creating Compensability of Injuries by Operation of Law (The “120-Day Rule”)
Jeffrey P. Gale, P.A.

Few provisions in Florida’s workers’ compensation law demand more careful attention from carriers than section 440.20(4), Florida Statutes. Commonly referred to as the “120-Day Rule,” this statute outlines the process for determining compensability of an injury and can create compensability by operation of law when not followed properly. The full statutory language is as follows:…

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Jeffrey P. Gale, P.A. // Medicare-Eligible Individuals With Group Health Insurance Beware!
Jeffrey P. Gale, P.A.

In our practice—focused on personal injury, medical negligence, workers’ compensation, and wrongful death—we routinely handle Medicare and health insurance liens. These entities often have statutory or contractual rights to be reimbursed from any settlement or judgment recovered from third parties, meaning those legally responsible for causing the harm. This article addresses a separate legal issue…

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