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Articles Posted in Car, Truck & Motorcycle Accidents

Jeffrey P. Gale, P.A. // Presumption of Fault in Florida Rear-End Motor Vehicle Crash Cases
Jeffrey P. Gale, P.A.

Because the vast majority of rear-end crashes are caused by the trailing driver, Florida decisional law places a presumption of fault on that driver. See generally Eppler v. Tarmac America, Inc., 752 So.2d 592, 594 (Fla. 2000) (explaining origins of rear-end presumption). However, the presumption is a rebuttable presumption. What this means is that the…

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Jeffrey P. Gale, P.A. // Basics of Florida Motor Vehicle Insurance Coverage
Jeffrey P. Gale, P.A.

Florida law requires every owner or registrant of an operable personal use motor vehicle to maintain Personal Injury Protection (PIP) and Property Damage (PD) – Liability insurance. See Florida Statute 627.733 Required security. While other types of coverage are available under the standard Florida motor vehicle insurance policy, these are the only two that are…

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Jeffrey P. Gale, P.A. // Florida Uber Insurance Issues
Jeffrey P. Gale, P.A.

Uber is an app-based transportation service company. The company arranges for service through private motor vehicle owners. Naturally, some Uber drivers cause accidents. However, Uber does not require its Florida drivers to maintain bodily injury (BI) liability insurance. (BI is a type of liability insurance which compensates for personal injuries and economic losses caused by…

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Jeffrey P. Gale, P.A. // UM/UIM Benefits Not Subject to 440.39 Florida Workers’ Compensation Lien
Jeffrey P. Gale, P.A.

An employee injured or killed in the course of his or her employment by the negligence or wrongful act of a third-party tortfeasor may receive workers’ compensation benefits and pursue a remedy by action at law against such third-party tortfeasor. (Where the employee has been killed, the third-party action will be handled through the decedent’s…

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Jeffrey P. Gale, P.A. // Car Crash Law — Compensation for Diminution of Vehicle Value
Jeffrey P. Gale, P.A.

The main object of a vehicle (e.g., car, truck, motorcycle, van) crash claim or lawsuit is to obtain full compensation for the person harmed by the negligence of another. The standard damage elements are pain & suffering, loss of income (past and future), past and future medical expenses, and vehicle damage repair or replacement. A…

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Jeffrey P. Gale, P.A. // Florida Motor Vehicle Crash Law — Rear End Presumption
Jeffrey P. Gale, P.A.

Regarding recovery based on fault, present-day Florida tort law is governed by the standard established by the Florida Supreme Court in Hoffman v. Jones, 280 So.2d 431 (Fla., 1973). Hoffman replaced Florida’s contributory negligence rule (West v. Caterpillar Tractor Co., Inc., 336 So.2d 80, 90 (Fla.1976): the “gist of the doctrine of contributory negligence is…

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Jeffrey P. Gale, P.A. // A Dog is Not an Uninsured Motorist
Jeffrey P. Gale, P.A.

In a state (Florida) that does not require motorists to maintain Bodily Injury (BI) insurance, having Uninsured Motorist (UM)/Underinsured Motorist (UIM) coverage, within the prescripts of Florida Statute 627.727, is the best protection against uninsured/underinsured drivers. Per 627.727(1), UM/UIM is designed “for the protection of persons insured thereunder who are legally entitled to recover damages…

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Jeffrey P. Gale, P.A. // Insurance Coverage for Bodily Injuries Sustained by “Uninsured” Motorcyclist
Jeffrey P. Gale, P.A.

Our firm was recently retained by the grieving mother of a young adult killed in a motorcycle accident. Because her son was not married or the father of a child, she and the boy’s father can bring a civil claim for mental pain and suffering and funeral expenses against any party whose negligent conduct caused…

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Jeffrey P. Gale, P.A. // “Independent Contractors” Not Independent Contractors Under Federal Motor Carrier Safety Act (FMCSA)
Jeffrey P. Gale, P.A.

Under common law, principals are generally not liable for the negligent acts of independent contractors. Interstate shipping companies took advantage of this standard to avoid liability for accidents caused by the owners of rigs who contracted to transport their goods. The practice allowed carriers to keep from having to purchase liability insurance. Given the volume…

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Jeffrey P. Gale, P.A. // Florida Motor Vehicle Accident Law: Vicarious Liability and Negligent Entrustment Create Liability
Jeffrey P. Gale, P.A.

Florida motor vehicle owners beware! You can be held to account for accidents caused by other drivers even when you are nowhere near the crash scene. Because motor vehicles, like guns, in the wrong hands and used improperly are likely to cause great damage, Florida motor vehicle owners are liable without regard to their own…

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