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Articles Posted in Car, Truck & Motorcycle Accidents

Jeffrey P. Gale, P.A. // Florida Motor Vehicle Crash Law — Rear End Presumption
Jeffrey P. Gale, P.A.

Regarding recovery based on fault, present-day Florida tort law is governed by the standard established by the Florida Supreme Court in Hoffman v. Jones, 280 So.2d 431 (Fla., 1973). Hoffman replaced Florida’s contributory negligence rule (West v. Caterpillar Tractor Co., Inc., 336 So.2d 80, 90 (Fla.1976): the “gist of the doctrine of contributory negligence is…

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Jeffrey P. Gale, P.A. // A Dog is Not an Uninsured Motorist
Jeffrey P. Gale, P.A.

In a state (Florida) that does not require motorists to maintain Bodily Injury (BI) insurance, having Uninsured Motorist (UM)/Underinsured Motorist (UIM) coverage, within the prescripts of Florida Statute 627.727, is the best protection against uninsured/underinsured drivers. Per 627.727(1), UM/UIM is designed “for the protection of persons insured thereunder who are legally entitled to recover damages…

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Jeffrey P. Gale, P.A. // Insurance Coverage for Bodily Injuries Sustained by “Uninsured” Motorcyclist
Jeffrey P. Gale, P.A.

Our firm was recently retained by the grieving mother of a young adult killed in a motorcycle accident. Because her son was not married or the father of a child, she and the boy’s father can bring a civil claim for mental pain and suffering and funeral expenses against any party whose negligent conduct caused…

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Jeffrey P. Gale, P.A. // “Independent Contractors” Not Independent Contractors Under Federal Motor Carrier Safety Act (FMCSA)
Jeffrey P. Gale, P.A.

Under common law, principals are generally not liable for the negligent acts of independent contractors. Interstate shipping companies took advantage of this standard to avoid liability for accidents caused by the owners of rigs who contracted to transport their goods. The practice allowed carriers to keep from having to purchase liability insurance. Given the volume…

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Jeffrey P. Gale, P.A. // Florida Motor Vehicle Accident Law: Vicarious Liability and Negligent Entrustment Create Liability
Jeffrey P. Gale, P.A.

Florida motor vehicle owners beware! You can be held to account for accidents caused by other drivers even when you are nowhere near the crash scene. Because motor vehicles, like guns, in the wrong hands and used improperly are likely to cause great damage, Florida motor vehicle owners are liable without regard to their own…

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Jeffrey P. Gale, P.A. // Florida Motor Vehicle Law: Insurance Premium Increases and Policy Non-Renewals
Jeffrey P. Gale, P.A.

Risk and exposure drive insurance premiums. The greater the risk and exposure, the higher the premium. Period. In the vernacular of this blog, risk and exposure have different meanings. Risk represents the chance of something happening, while exposure represents the consequences after that something happens. Premiums are set based on both: A high risk driver…

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Jeffrey P. Gale, P.A. // Florida Personal Injury Law: Use Prior Medicals to Prove Damages
Jeffrey P. Gale, P.A.

Claiming that the plaintiff’s injuries are preexisting is a favorite defense tactic. Less responsibility for them. Some injuries, like herniated intervertebral discs and torn or frayed shoulder tendons, are extremely susceptible to this tactic. The defense argument is that the conditions are the result of natural aging and/or prior accidents. Whenever possible, we like to…

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Florida’s Second DCA Defines the Word “Loans” Under Dangerous Instrumentality Statute
Jeffrey P. Gale, P.A.

Vicarious liability has been recognized in Florida since 1920. Southern Cotton Oil Co. v. Anderson, 80 Fla. 441, 86 So. 629 (1920). As applied to motor vehicles, the legal concept allows the owner of a vehicle to be held liable without fault for damages caused by the negligent operation of the vehicle by a consensual…

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Jeffrey P. Gale, P.A. // Injured Motorcyclists Benefit From Florida Uninsured/Underinsured Motorist (UM) Coverage
Jeffrey P. Gale, P.A.

Motor vehicle bodily injury (BI) insurance compensates for economic and non-economic damages caused by the insured at-fault driver and vehicle owner. The amount available under any particular policy is capped by the coverage limits chosen by the insured. BI coverage is not mandatory in Florida. The insured must pay a premium for the coverage on…

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Florida Vehicle Accident Law: Parental & Guardian Vicarious Liability for Minor
Jeffrey P. Gale, P.A.

This link contains an overview of permit and license standards in Florida for drivers between the ages of 15 and 17. Florida Statute §322.09(1)(a) requires an authorized adult (e.g., parent or guardian) to sign and verify the minor’s application. In turn, §322.09(2) makes the adult jointly and severally liable for any damages caused by the…

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