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Articles Posted in Car, Truck & Motorcycle Accidents

Summary of Important Changes to Florida’s PIP Law (2012/2013)
Jeffrey P. Gale, P.A.

The essential parts of Florida House Bill 119, addressing Personal Injury Protection (PIP) benefits, were crafted in the closing days of the 2012 legislative session, sometimes behind closed doors, mostly without any public or committee vetting, and, of course, with undue influence from the insurance industry and not enough input from consumers. As has been…

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Vehicle Ownership and Florida’s Dangerous Instrumentality Doctrine
Jeffrey P. Gale, P.A.

Florida adheres to the dangerous instrumentality doctrine. The doctrine stands for the proposition that since motor vehicles are dangerous instrumentalities, their owners should be held liable for the negligent operation of the vehicles by persons to whom they have been entrusted. The doctrine has been a part of Florida law since 1920. Southern Cotton Oil…

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New Florida PIP Law (Effective 1/1/13) Hammers Consumers
Jeffrey P. Gale, P.A.

For those who think that all politicians are alike, that it doesn’t matter who is elected, think again. One need only look at what happened in the Florida legislature on Friday, March 9, 2012, to debunk the notion. Tea-party darling Florida Governor Rick Scott and his right-wing Republican cohorts rammed through an anti-consumer, pro-insurance industry…

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Florida PIP Insurance Payments Satisfying Health Insurance Deductible
Jeffrey P. Gale, P.A.

When motor vehicle accidents cause serious personal injuries, it is not uncommon for PIP benefits to exhaust before all necessary medical care has been received. When health insurance carrying a large deductible is available, does the amount paid by PIP count against the deductible? The likely answer is Yes. However, the final answer depends on…

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Vehicle Owners – Other Than Rental Agencies – Vicariously Liable Under Florida Law
Jeffrey P. Gale, P.A.

Owners of motor vehicles registered and operated in Florida are vicariously liable for damages caused by their vehicles while operated by a consensual driver. Car rental companies are exempt from this rule. This form of strict liability is derived from Florida’s Dangerous Instrumentality Doctrine, adopted in Southern Cotton Oil Co. v. Anderson, 80 Fla. 441,…

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Florida Legislature Leaves Intact Much of the Crashworthiness (D’Amario) Doctrine
Jeffrey P. Gale, P.A.

I have blogged here in the past that the 2011 Republican-controlled Florida Legislature seemed bound and determined to gut one of the state’s most important laws at holding vehicle manufacturers accountable for producing defective products. Although some within the legislature may have had this outcome as a goal, reasonable minds prevailed in the 2011 legislative…

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Strategies for Handling Florida Personal Injury Claims Against Drunk (DUI) Drivers
Jeffrey P. Gale, P.A.

Personal injury cases against drunk drivers present positive opportunities for Plaintiff lawyers to seek punitive damages and recover enhanced compensatory damages (e.g., pain & suffering; lost wages). Punitive Damages The procedure for claiming punitive damages and the standards for holding a defendant liable for punitive damages are set forth in Florida Statute 768.72. A claim…

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Florida’s Dangerous Instrumentality Doctrine and Motor Vehicles
Jeffrey P. Gale, P.A.

Florida’s dangerous instrumentality doctrine imposes vicarious responsibility upon the owner or other possessor of a motor vehicle who voluntarily entrusts it to another for any subsequent negligent operation which injures a member of the traveling public. Jackson v. Hertz Corporation, 590 So.2d 929, 937. See Kraemer v. General Motors Acceptance Corp., 572 So.2d 1363 (Fla.…

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Compulsory Medical Exam – Florida Uninsured Motorist (UM) Insureds Beware!
Jeffrey P. Gale, P.A.

Uninsured Motorist (UM) coverage is 1st party insurance maintained for the benefit of individuals injured by uninsured motorists. See these blogs: An insurance policy is a contract. Unless preempted by a statute or case law, the terms of the policy determine the rights and responsibilities of the parties to the contract, namely the insurer and…

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Defective Design – Motor Vehicle Airbags
Jeffrey P. Gale, P.A.

Inflating airbags can cause serious harm or death. The damage occurs when the passenger’s head is struck by the airbag, which can travel at speeds up to 200 mph, before it has fully inflated. A vehicle’s “occupant protection system” (OPS) consists of airbags, belt/shoulder restraints, and seat tracks. If the system is designed properly, occupants…

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