Articles Posted in Uncategorized

Jeffrey P. Gale, P.A. /// Cause of Action Under “Assisted Living Facilities Act” Arising From Intentional Tort
Jeffrey P. Gale, P.A.

The purpose of the “Assisted Living Facilities Act,” contained in Chapter 429 of the Florida Statutes, is to “promote the availability of appropriate services for elderly persons and adults with disabilities in the least restrictive and most homelike environment, to encourage the development of facilities that promote the dignity, individuality, privacy, and decisionmaking ability of…

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Jeffrey P. Gale, P.A. /// The Shifting Legal Landscape of Employment Discrimination Cases
Jeffrey P. Gale, P.A.

Although our law firm does not handle employment discrimination cases, we frequently refer such matters to excellent attorneys. Recently, however, I came across a particularly insightful and well-written Florida Bar Journal (volume 99, No. 4 July/August 2025) article by Attorney James Poindexter, which inspired me to write this blog. Employment discrimination cases are primarily grounded…

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Jeffrey P. Gale, P.A. // Insurance Companies, Policyholders, and the Never-Ending Battle Over Claims: A Look at State Farm v. Curran
Jeffrey P. Gale, P.A.

I have blogged extensively on the constant tug-of-war between insurance companies and their insureds when it comes to claims handling. While insurers are relentless in demanding timely premium payments, their approach to claims is often summarized in two words: delay and deny. Insurance carriers have an arsenal of tools designed to execute this strategy. Examinations…

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Jeffrey P. Gale, P.A. // Medicare-Eligible Individuals With Group Health Insurance Beware!
Jeffrey P. Gale, P.A.

In our practice—focused on personal injury, medical negligence, workers’ compensation, and wrongful death—we routinely handle Medicare and health insurance liens. These entities often have statutory or contractual rights to be reimbursed from any settlement or judgment recovered from third parties, meaning those legally responsible for causing the harm. This article addresses a separate legal issue…

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Jeffrey P. Gale, P.A. // Ignorance of a Document’s Contents Does Not Excuse Legal Obligations
Jeffrey P. Gale, P.A.

A similar principle applies to written instruments: ignorance of a document’s contents does not absolve a signatory of the responsibilities it imposes. We pursued a personal injury action in Broward County against a homeowner after our client sustained serious injuries on the homeowner’s property during a construction project. One of our central theories of liability…

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Jeffrey P. Gale, P.A. // Florida Premises Liability Law — Tripping on Tree Roots
Jeffrey P. Gale, P.A.

We’ve all done it—cut across a landscaped area to save a few steps on the way from one public area to another. Most of the time, it’s harmless. But when someone trips and falls, the question arises: Who is responsible? Can the landowner be held liable? Or does the law essentially say, “cross at your…

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Jeffrey P. Gale, P.A. // Florida’s “Free Kill” Law: A Legal Loophole That Still Denies Grieving Families Justice
Jeffrey P. Gale, P.A.

Since 1990, Florida has enforced a statute commonly referred to as the “Free Kill” law. Codified at Section 768.21(8) of the Florida Wrongful Death Act, this provision creates a glaring exception in an otherwise remedial framework intended to support grieving families. The legislative intent behind the Wrongful Death Act, as stated in Section 768.17, is…

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Jeffrey P. Gale, P.A. /// Reimbursement Rights of Health and Disability Insurers in Florida Personal Injury Cases
Jeffrey P. Gale, P.A.

It is common for health and disability (lost wages) insurance carriers to pay benefits to their insureds who are injured due to someone else’s negligence. Many of these policies include reimbursement provisions allowing the insurer to recover payments from any personal injury settlement or judgment obtained by the insured. How Much Must Be Repaid? The…

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Jeffrey P. Gale, P.A. // Understanding Workers’ Compensation Liens and Uninsured Motorist Claims Under Florida Law
Jeffrey P. Gale, P.A.

It is not uncommon for employees to be injured in motor vehicle accidents while acting within the course and scope of their employment. Such incidents frequently implicate multiple layers of insurance coverage. Regardless of fault, injured employees may be eligible for benefits including workers’ compensation, Personal Injury Protection (PIP), and health insurance (including Medicare). Workers’…

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Jeffrey P. Gale, P.A. /// Personal Injury Liability Cases — The Perils of Ignoring Medicare’s Future Interest
Jeffrey P. Gale, P.A.

Our law firm handles both workers’ compensation and personal injury cases, claimant’s/plaintiff’s side only. For years we have been dealing with Medicare Set-Asides (MSA) in our workers’ compensation cases. We have not been doing it in our personal injury cases. It may be time to start. A Medicare Set-Aside is a legal device used to…

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