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Florida Injury Attorney Blawg

Jeffrey P. Gale, P.A. // Florida Workers’ Compensation PTD/SSD Offset Vis-a-Vis ACE & AWW
Jeffrey P. Gale, P.A.

Injured workers who qualify for workers’ compensation permanent total disability benefits (PTD) under Florida Statue 440.15(1), receive 66-2/3% of their average weekly wage (AWW) payable biweekly. Such injured workers may also qualify for Social Security Disability (SSD) monetary benefits payable monthly. The sum of the two benefits may exceed 100% of an injured worker’s AWW.…

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Jeffrey P. Gale, P.A. // Florida Motor Vehicle Accident Law: Vicarious Liability and Negligent Entrustment Create Liability
Jeffrey P. Gale, P.A.

Florida motor vehicle owners beware! You can be held to account for accidents caused by other drivers even when you are nowhere near the crash scene. Because motor vehicles, like guns, in the wrong hands and used improperly are likely to cause great damage, Florida motor vehicle owners are liable without regard to their own…

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Jeffrey P. Gale, P.A. // Florida Personal Injury Law: Medical Lien Cutoff Dates
Jeffrey P. Gale, P.A.

It is not uncommon in personal injury cases that some medical bills are paid by health insurance and Medicare. These payments should not be ignored by any of the parties to the personal injury case, especially the injured party. These sources must be repaid from the proceeds of any recovery made in the personal injury…

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Jeffrey P. Gale, P.A. // Tort “Reform” (Deform) Endangers Us All
Jeffrey P. Gale, P.A.

On December 31, 2014, an article published in the Business Section of the Miami Herald, illustrated with chilling clarity the dangers posed by so-called tort reform. In a nutshell, “tort reform” is the movement supported by right-wing interest groups to block and limit recoveries in personal injury cases. The propaganda disseminated to support these efforts…

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Jeffrey P. Gale, P.A. // Florida’s Bad Faith Law Supposed to Keep Insurance Companies in Line
Jeffrey P. Gale, P.A.

Insurance companies selling coverage in Florida have a fiduciary obligation to protect their insureds from judgments exceeding the limits of their insurance policies. Berges v. Infinity Ins. Co., 896 So.2d 665 (Fla. 2004). The obligation was well articulated in Boston Old Colony Insurance Co. v. Gutierrez, 386 So.2d 783 (Fla.1980): An insurer, in handling the…

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Jeffrey P. Gale, P.A. // Florida Evidence Law – Impeaching on Collateral Issue Impermissible
Jeffrey P. Gale, P.A.

Undermining a witness’ credibility can make the difference between winning or losing a case. A popular method of impeachment is by demonstrating differences in present and former testimony. This method is illustrated in this blog — Florida Personal Injury Law — No Substitute for Solid Pretrial Discovery The right to impeachment is not unlimited. Generally,…

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Jeffrey P. Gale, P.A. // Florida Premises Liability Law: What is a Foreseeable Crime?
Jeffrey P. Gale, P.A.

The foreseeability of a harmful event is an essential element of every personal injury case. McCain v. Florida Power Corporation, 593 So. 2d 500 (Fla. 1992). This includes premises liability cases involving crimes such as rape, assault, and robbery committed by third parties. Florida courts consider three primary factors in deciding if prior crimes by…

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Jeffrey P. Gale, P.A. // Twist on Medical-Only Attorney’s Fees Under Florida Statute 440.34(3)(a)
Jeffrey P. Gale, P.A.

A Judge of Compensation Claims (JCC) recently denied our firm a stipulated carrier-paid attorney’s fee under the so-called medical-only section of Florida Statute 440.34. The judge rejected the stipulation because a claim for Permanent Total Disability (440.15(1)) was pending when we filed a claim for psychiatric care. The judge misread the statute. 440.34(3)(a) provides as…

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Jeffrey P. Gale, P.A. // Florida Motor Vehicle Law: Insurance Premium Increases and Policy Non-Renewals
Jeffrey P. Gale, P.A.

Risk and exposure drive insurance premiums. The greater the risk and exposure, the higher the premium. Period. In the vernacular of this blog, risk and exposure have different meanings. Risk represents the chance of something happening, while exposure represents the consequences after that something happens. Premiums are set based on both: A high risk driver…

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Jeffrey P. Gale, P.A. // Florida Personal Injury Law: Use Prior Medicals to Prove Damages
Jeffrey P. Gale, P.A.

Claiming that the plaintiff’s injuries are preexisting is a favorite defense tactic. Less responsibility for them. Some injuries, like herniated intervertebral discs and torn or frayed shoulder tendons, are extremely susceptible to this tactic. The defense argument is that the conditions are the result of natural aging and/or prior accidents. Whenever possible, we like to…

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