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Florida Injury Attorney Blawg

Florida Bad Faith Insurance Law: Citizens Property Insurance Corp. Responsible to Real Citizens
Jeffrey P. Gale, P.A.

Florida Statute 624.155 provides a civil remedy for persons damaged by an insurer’s failure to settle claims in good faith. The remedy can include an award of damages in excess of the insured’s policy limits, attorney’s fees and litigation costs. This threat is the spur that motivates insurance companies to handle claims properly. (Side note:…

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Gigantic Loophole in Florida’s Wrongful Death Act
Jeffrey P. Gale, P.A.

In McCall v. United States of America, the Florida Supreme Court declared that the statutory cap on noneconomic damages in medical malpractice cases was unconstitutional. (In reaching this conclusion, the court determined that the numbers Governor Jeb Bush and his cronies presented to the Florida Legislature to demonstrate a medical malpractice crisis were cooked. In…

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Florida Vehicle Accident Law: Parental & Guardian Vicarious Liability for Minor
Jeffrey P. Gale, P.A.

This link contains an overview of permit and license standards in Florida for drivers between the ages of 15 and 17. Florida Statute §322.09(1)(a) requires an authorized adult (e.g., parent or guardian) to sign and verify the minor’s application. In turn, §322.09(2) makes the adult jointly and severally liable for any damages caused by the…

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Power to the People! Florida’s Arbitrary and Capricious Medical Malpractice Damage Caps Declared Unconstitutional
Jeffrey P. Gale, P.A.

On March 13, 2014, the Florida Supreme Court, by its decision in McCall v. United States of America, exposed the fraud of “Tort Reform” perpetrated on the American public by Karl Rove, George Bush, Jeb Bush and others of that ilk. Michelle McCall, a U.S. military veteran, died from shock and cardiac arrest as a…

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Florida Personal Injury Law: Pedestrian Struck by Motor Vehicle
Jeffrey P. Gale, P.A.

A pedestrian struck and injured by a motor vehicle may be covered by some, all or none of the following types of motor vehicle insurance: Personal Injury Protection (PIP). PIP is no-fault insurance, meaning that covered individuals receive the benefit without regard to fault. Put another way, at-fault individuals may recover under this type of…

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The Pre-Suit Settlement Demand Package in Florida Personal Injury Cases
Jeffrey P. Gale, P.A.

Insurance companies operating in Florida are under a legal duty to adjust claims in good faith to prevent their insureds from being subject to excess judgments (a court judgment in excess of a policy’s liability limit). A carrier that fails to act in good faith may be forced to satisfy an excess judgment as punishment…

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My Recent Experience With Florida’s Workers’ Compensation EMA (Expert Medical Advisor) Law (Statute 440.13(9))
Jeffrey P. Gale, P.A.

While it’s bad enough that the employer/carrier (“E/C”) get to hand pick the injured worker’s treating doctors, Section 440.13(9)(c) Florida Statutes (2013) gives them a free shot at defeating opinions they oppose. My recent experience demonstrates the point. In pertinent part, Section 440.13(9)(c) provides: If there is disagreement in the opinions of the health care…

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Jeffrey P. Gale, P.A. // Types of Florida Motor Vehicle Insurance
Jeffrey P. Gale, P.A.

Florida law requires every owner or registrant of an operable personal use motor vehicle to maintain Personal Injury Protection and Property Damage – Liability insurance. See Florida Statute 627.733 Required security. While other types of coverage are available under the standard Florida motor vehicle insurance policy, these are the only two that are mandatory. While…

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