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Florida Injury Attorney Blawg

Understanding Florida UM (Uninsured/Underinsured) Coverage
Jeffrey P. Gale, P.A.

Uninsured/Underinsured Motorist (UM) insurance coverage in Florida, located in F.S. 627.727, is first party insurance to compensate insureds for economic losses (e.g., medical expenses and lost wages) and non-economic damages (e.g., pain & suffering) resulting from motor vehicle accidents. Although it must be offered by every carrier authorized to sell motor vehicle insurance in Florida,…

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UM Bad Faith Law On the Run in Florida (Beware: Fair Settlements Harder to Achieve)
Jeffrey P. Gale, P.A.

Have you ever wondered why insurance companies settle claims? The answer is not because they are kind and generous. The reason is because it is often cheaper for them than the potential alternatives. In other words, carriers settle in order to save money. What would happen if one of those alternatives, the one that is…

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Florida Motor Vehicle Owners Liable for Accidents Without Being at Fault
Jeffrey P. Gale, P.A.

Florida law has long recognized that a car is a dangerous instrumentality. This is based on the simple fact that a car, in the wrong hands and used improperly, is likely to cause great damage. In consideration of this unique characteristic, two legal doctrines have developed in Florida to hold vehicle owners to account for…

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Florida Supreme Court Settles Rear-End Crash Presumption Controversy
Jeffrey P. Gale, P.A.

In November, 2012, the Supreme Court of Florida, in Cevallos v Rideout (No. SC09-2238), issued an opinion that buried a misguided and out-dated 2009 decision by the Fourth District Court of Appeals. (Contemporaneously with its decision in Cevallos, the court issued a similar opinion in Birge v. Charron, No. SC10-1755 (Nov. 21, 2012).) The opinion…

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Lawsuits Needed to Reduce Submerged Vehicle Drowning Deaths
Jeffrey P. Gale, P.A.

Effective civil trial lawyers punish individuals, corporations, and governments for irresponsible behavior. One of the biggest culprits has been the auto industry. Thanks to large jury verdicts, the industry has been forced to knuckle under to the public’s demand for safer vehicles. However, safety issues remain. Safety belts could be more effective. Vehicles could be…

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Jones Act Negligence for Failing to Provide Prompt and Adequate Medical Care
Jeffrey P. Gale, P.A.

The Jones Act (46 U.S.C. § 30104) is the primary law used by seamen to recover compensatory damages from their employers for injuries sustained in accidents occurring on navigable waters. To recover under the Jones Act, an injured seaman must prove that employer negligence caused the accident. This means that the Jones Act is not…

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Florida Defamation Law: Qualified or Conditional Privilege
Jeffrey P. Gale, P.A.

The elements of defamation are that the Defendant published a false statement, that the statement was communicated to a third party, and that the Plaintiff suffered damages as a result of the publication. Axelrod v. Califano, 357 So.2d 1048 (Fla. 1st DCA 1978). In some instances, a qualified privilege exists in the communication. For the…

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Liability of Florida Employers for Employee Negligence
Jeffrey P. Gale, P.A.

Winning may not be a victim’s only concern in a personal injury case. Collecting on damages awarded post-victory can be of equal or greater importance. Not every tortfeasor (at-fault party) is adequately insured or has the independent financial means to satisfy a court judgment. In some instances a non-negligent party, one, perhaps, with the resources…

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Fundamentals of Brain Injured Baby Medical Malpractice Cases in Florida
Jeffrey P. Gale, P.A.

Our previous blog addressed Florida’s statutory scheme, known as NICA (Florida Birth-Related Neurological Injury Compensation Association, Sections 766.301-766.316 Florida Statutes (1988), for providing “compensation, on a no-fault basis, for a limited class of catastrophic injuries that result in unusually high costs for custodial care and rehabilitation.” See Section 766.301(2) Florida Statutes (1988). NICA is the…

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NICA (Florida Birth-Related Neurological Injury Compensation Association) — Illusory Remedy?
Jeffrey P. Gale, P.A.

Claiming that medical malpractice premiums being charged to obstetric physicians were becoming dangerously high, in 1988 the Florida Legislature enacted legislation creating the Florida Birth-Related Neurological Injury Compensation Association (“NICA”) (Florida Statutes 766.301 – 766.316). The Legislature’s stated intent was to reduce medical malpractice claims by providing “compensation, on a no-fault basis, for a limited…

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